Other credit repair companies charge an average of $300 per deleted item which can become expensive quickly. Considering the average credit report has 11 items that could be removed. We make it affordable by proving UNLIMITED disputes and deletions for only a fraction of the cost.
It is REQUIRED that every client keeps their credit monitoring subscription while we are working on their credit report. Credit Monitoring is offered through Identity IQ for 24.99/monthly.
Getting rejections from lenders can be stress-inducing when you are looking for financing options. Loan approvals primarily depend on two important factors including credit score and debt-to-income ratio. Many entrepreneurs with a good DTI ratio seek financial help to start their business but a low credit score can limit their chances. Fortunately, 700 Plus Credit Club's credit repair allows you to stay confident while applying for different types of financing options by ensuring a good credit score and a clean credit profile.
Credit score plays a vital role in determining interest rates on all your loans. A better credit score will get you loans on low-interest rates. While lenders consider several factors before setting interest rates, the credit score is the most important one. Achieving a better credit score will allow you to refinance most type of loans including, but not limited to:
- Personal loans
- Consolidation loans
- Auto loans
- Mortgages
- Private student loans
Most credit cards come with variable interest rates allowing card lenders to charge you different rates based on different factors. With the Fed raising the prime interest rate, you are likely to have a raise in your credit card APR too. Fortunately, 700 Plus Credit Club's credit repair services can help you get lower interest rates with an excellent credit score.
Your big American Dream of buying a home relies heavily on your credit. No one wants to deal with the ever-increasing rent prices, especially when home ownership is a more affordable option. However, you need to become mortgage-ready when it comes to buying a home. Mortgages are different from an average loan since interest charges on mortgages can add up to thousands of dollars over time. We repair your credit and leave no stone unturned to get you ready for a mortgage.
Our goal is to help you improve your credit so you can obtain the things that will help you live a better quality of life.
Copyright © 2022. All rights reserved.